New York, NY
ATM Business For Sale – Prime NYC Nightclub & Outdoor Locations This is a rare, high-profit opportunity to acquire a turnkey ATM route with 6 premium locations in New York County & Kings County....
$41,000
Cash Flow: $2,000
New York, NY
ATM Business For Sale – Prime NYC Nightclub & Outdoor Locations This is a rare, high-profit opportunity to acquire a turnkey ATM route with 6 premium locations in New York County & Kings County....
$41,000
Cash Flow: $2,000
Are you looking to step into the financial services industry with a ready-made business? Are you looking to start generating 100K every month? The Potential is HERE Your search ends here! Discover a...
$5,000
BE FIRST TO THE MARKET - LIVE ON APPLE AND GOOGLE PLAY STORE "The Andy App" Real Residuals Real Returns JOIN A Real Revolution INVEST IN AI Welcome to the Future of Real Estate Property Tax Lending &...
$20,000
It is very evident that in today’s economy with rising inflation and an overall higher cost of living, more and more Americans are living paycheck to paycheck. With over 12 million Americans a year...
$100,000
Thornville, OH
Online auction: October 2-15, 2025
$1 starting bid
If you are looking for a consumer finance lending franchise for sale, that provides all of the resources and support you need to succeed, look no further than KeyStone Financial. We are currently...
$50,000
Tampa, FL
Established Tampa Bay mortgage brokerage offering an exceptional turnkey opportunity for an experienced broker looking to acquire an operating business with immediate income potential. BUSINESS...
$99,000
Cash Flow: $65,000
Suffolk County, NY
NO MONEY DOWN! Established Turnkey Century 21 Franchise. Own this globally branded franchise with no money out of pocket! The sale includes branded marketing materials, lawn signs, franchise support,...
$10,000
Palm Beach Gardens, FL
Step into a high-performing, absentee-owned mortgage lending business in one of the most vibrant and opportunity-rich markets in the U.S.—South Florida. Well-established, 5-star google rated firm...
$300,000
Cash Flow: $245,740
Denver, CO
My wife and I have a very profitable land business. The business model is simple and extremely profitable. Knowing how to build it is not simple. Looking to potentially sell the business to the right...
$1,200,000
Cash Flow: $600,000
Available Nationwide
White-collar franchise. No holidays or weekends! Twenty-eight years of experience. Commission Express has a working relationship with most Real Estate companies. No license required.
$150,000
See More FranchisesPort Richey, FL
Well established in the area with a large repeat clientele. The showroom and backroom are roughly the same size at about 800 sqft each. Two employee bathrooms, a small kitchen and office area. Well...
$199,999
Cash Flow: $115,000
Savannah, GA
Operating since 2009, this highly reputable repossession and asset recovery company has built a strong presence in the Southeast, servicing Georgia and South Carolina. The business specializes in the...
$925,000
Cash Flow: $180,000
Houston, TX
Invest in Your Future: Resale Opportunity for Established Business Funding Franchise! Are you ready to step into the world of entrepreneurship with a proven business model? Here's your chance to take...
$15,000
Glendale, CA
Asset Sale: Sub-Prime Auto Lending Business This asset sale presents an established sub-prime auto lending operation specializing in purchasing vehicle installment contracts from dealers for customers...
$30,000
Standout AI Lending Business. 1. High-Demand Industry with Recurring Need Business, Commercial, Residential and Consumer loans are always in demand, regardless of the economy—people need funding for...
$30,000
Bruce Felt
Griffiths, Dreher & Evans, PS, CPAs
Serving Spokane County, WA
Established in 1992. Our Investment Advisory Firm of CPAs specializes in helping owners exit their business or make leaving financially optional. Free Initial Consultation. www.grifco.com We have a wealth of information on valuation, exit planning and business sales.
New York, NY
$800,000
New York County, NY
$2,200,000
Escambia County, FL
$250,000
Hillsborough County, FL
$5,000,000
Sacramento County, CA
$1,400,000
Available in Multiple Locations
$9,995
Tarrant County, TX
$70,000
Louisville, KY
$475,000
Union County, NJ
$350,000
New York
$350,000
Iowa
$995,000
Carol Stream, IL
$150,000
Encinitas, CA
$10,000,000
Pleasant Valley, NY
Not Disclosed
Bristol, RI
$3,470,000
Philadelphia, PA
$2,800,000
Available in Multiple Locations
$150,000
Burton, MI
$799,000
Banking and lending businesses sold on BizBuySell include a diverse range of financial entities that provide credit without being traditional banks. These include independent mortgage lenders and brokers who specialize in home loans, private lenders and hard money lenders offering flexible, often high-interest loans for real estate or startups, and business funding firms that connect borrowers with investors. Small fintech and online lenders, microfinance institutions, equipment and asset-based lenders, merchant cash advance and factoring companies also sell in this space.
If you are in the market to buy or sell a lending firm, it’s important to understand how these businesses perform financially, and how they are valued in the business for sale market. To help you get started, we have aggregated data from banking and loan business for sale listings to surface typical financials as well as revenue and earnings multiples based on asking prices. These values can provide relevant context when evaluating individual businesses.
Market Overview
Median Asking Price |
$287,500 |
Median Reported Revenue |
$156,919 |
Median Reported Earnings |
$197,870 |
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings. |
Lending Business Valuation Multiples
Range |
Revenue |
Earnings (SDE) |
Lower Quartile |
1.81 |
1.42 |
Median |
1.92 |
2.06 |
Upper Quartile |
2.14 |
3.23 |
Revenue and earnings multiples based on reported revenue, seller's discretionary earnings, and asking price. |
Read the Report:
Loans & Lending Business Valuation Benchmarks
FAQs
How much does it cost to buy a lending business?
Prices vary depending on the size of the business listed, but the median asking price for loans and lending businesses is $287,500.
How much do lending business owners earn?
Loans and lending business owners report median annual owner earnings of $197,870. These figures are based on businesses that have listed their annual seller's discretionary earnings.
How do I value a lending business?
Valuing any financial services business involves considering several factors, including annual sales, profit, growth (or decline) trends, and demographic trends of the local market. Brokers, business owners, and business buyers will typically rely on valuation multiples to gauge business value relative to similar businesses in the market. Revenue multiples among lending firms listed for sale range from 1.81 to 2.14, with the median at 1.92. Earnings multiples range from 1.42 to 3.23, with the median at 2.06. These values suggest the average lending business in the U.S. may sell for around 1.92 times its annual revenue, and 2.06 times its annual owner’s earnings.
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