St. Louis County, MO
“ Exclusive Opportunity Asking Price: $450,000 This includes the right to transfer ownership of license with FF & E. Inventory: Not Included-This will eliminate one of the variables for the...
$450,000

St. Louis County, MO
“ Exclusive Opportunity Asking Price: $450,000 This includes the right to transfer ownership of license with FF & E. Inventory: Not Included-This will eliminate one of the variables for the...
$450,000
New York, NY
? VERIFIED PROFITS — 100% REAL NUMBERS The photo you see? That’s the actual Manhattan outdoor location — netting $2,000+ every single month, fully verified by processor reports. This isn’t a “maybe.”...
$41,000
Cash Flow: $2,000
A specialized financial services business focused on providing financing solutions for manufactured homes on land and mobile homes in parks across multiple states. The company has built a strong...
$7,000,000
BE FIRST TO THE MARKET - LIVE ON APPLE AND GOOGLE PLAY STORE "The Andy App" Real Residuals Real Returns JOIN A Real Revolution INVEST IN AI Welcome to the Future of Real Estate Property Tax Lending &...
$20,000
Berwyn, IL
Online auction: November 18-20, 2025
$50,000 starting bid
Are you looking to step into the financial services industry with a ready-made business? Are you looking to start generating 100K every month? The Potential is HERE Your search ends here! Discover a...
$5,000
It is very evident that in today’s economy with rising inflation and an overall higher cost of living, more and more Americans are living paycheck to paycheck. With over 12 million Americans a year...
$100,000
If you are looking for a consumer finance lending franchise for sale, that provides all of the resources and support you need to succeed, look no further than KeyStone Financial. We are currently...
$50,000
Savannah, GA
Operating since 2009, this highly reputable repossession and asset recovery company has built a strong presence in the Southeast, servicing Georgia and South Carolina. The business specializes in the...
$925,000
Cash Flow: $180,000
Tampa, FL
Established Tampa Bay mortgage brokerage offering an exceptional turnkey opportunity for an experienced broker looking to acquire an operating business with immediate income potential. BUSINESS...
$99,000
Cash Flow: $65,000
Available in Multiple Locations
$439,983* Gross Profit. Low Investment. We’ll help you build a profitable, rewarding business and still have time for what matters most.
$50,000
See More FranchisesDenver, CO
My wife and I have a very profitable land business. The business model is simple and extremely profitable. Knowing how to build it is not simple. Looking to potentially sell the business to the right...
$1,200,000
Cash Flow: $600,000
Port Richey, FL
Well established in the area with a large repeat clientele. The showroom and backroom are roughly the same size at about 800 sqft each. Two employee bathrooms, a small kitchen and office area. Well...
$199,999
Cash Flow: $115,000
Broken Arrow, OK
Owner is ready to step aside to hand off this incredible opportunity. This unique business is ready to be turned into a franchise operation with recipes for success already proven. Owner only spends a...
$14,000,000
EBITDA: $5,018,217
Houston, TX
Invest in Your Future: Resale Opportunity for Established Business Funding Franchise! Are you ready to step into the world of entrepreneurship with a proven business model? Here's your chance to take...
$15,000
Glendale, CA
Asset Sale: Sub-Prime Auto Lending Business This asset sale presents an established sub-prime auto lending operation specializing in purchasing vehicle installment contracts from dealers for customers...
$30,000
Ashlee Fullwood
The 9941 Group
Serving Taylor County, TX
The 9941 Group is ready to serve you with your business needs. We truly believe in using our God given talents. One of those talents is helping others achieve their goals and dreams. We are excited to help you throughout this process. Whether you are looking to sell your business, expand your business, or need help making your business the best it can be with our coaching services, we are here for you. We are excited to help you step into the next chapter of your life.
SoonLoan is a fully digital consumer lending platform providing small-ticket loans to creditworthy borrowers. We offer a more affordable and convenient alternative to cash advances and payday loans....
Not Disclosed
Wayne County, MI
$125,000
New York, NY
$700,000
Suffolk County, NY
$10,000
New York County, NY
$2,200,000
Available in Multiple Locations
$50,000
Sacramento County, CA
$1,400,000
Tarrant County, TX
$70,000
Louisville, KY
$475,000
New York
$350,000
Iowa
$995,000
Encinitas, CA
$10,000,000
Pleasant Valley, NY
Not Disclosed
Union County, NJ
$150,000
Bristol, RI
$3,470,000
Philadelphia, PA
$2,800,000
Available in Multiple Locations
$9,995
Burton, MI
$799,000
Not Disclosed
Banking and lending businesses sold on BizBuySell include a diverse range of financial entities that provide credit without being traditional banks. These include independent mortgage lenders and brokers who specialize in home loans, private lenders and hard money lenders offering flexible, often high-interest loans for real estate or startups, and business funding firms that connect borrowers with investors. Small fintech and online lenders, microfinance institutions, equipment and asset-based lenders, merchant cash advance and factoring companies also sell in this space.
If you are in the market to buy or sell a lending firm, it’s important to understand how these businesses perform financially, and how they are valued in the business for sale market. To help you get started, we have aggregated data from banking and loan business for sale listings to surface typical financials as well as revenue and earnings multiples based on asking prices. These values can provide relevant context when evaluating individual businesses.
Market Overview
|
Median Asking Price |
$287,500 |
|
Median Reported Revenue |
$156,919 |
|
Median Reported Earnings |
$197,870 |
|
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings. |
|
Lending Business Valuation Multiples
|
Range |
Revenue |
Earnings (SDE) |
|
Lower Quartile |
1.81 |
1.42 |
|
Median |
1.92 |
2.06 |
|
Upper Quartile |
2.14 |
3.23 |
|
Revenue and earnings multiples based on reported revenue, seller's discretionary earnings, and asking price. |
||
Read the Report:
Loans & Lending Business Valuation Benchmarks
FAQs
How much does it cost to buy a lending business?
Prices vary depending on the size of the business listed, but the median asking price for loans and lending businesses is $287,500.
How much do lending business owners earn?
Loans and lending business owners report median annual owner earnings of $197,870. These figures are based on businesses that have listed their annual seller's discretionary earnings.
How do I value a lending business?
Valuing any financial services business involves considering several factors, including annual sales, profit, growth (or decline) trends, and demographic trends of the local market. Brokers, business owners, and business buyers will typically rely on valuation multiples to gauge business value relative to similar businesses in the market. Revenue multiples among lending firms listed for sale range from 1.81 to 2.14, with the median at 1.92. Earnings multiples range from 1.42 to 3.23, with the median at 2.06. These values suggest the average lending business in the U.S. may sell for around 1.92 times its annual revenue, and 2.06 times its annual owner’s earnings.
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