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Banking and Loan Established Businesses For Sale

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Industry Info
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56 Year-Old Land Development and Finance Company

Georgia

This rural land development company is a profitable, debt-free land development and owner-financing company serving Georgia, South Carolina, and Tennessee since 1969. This turnkey operation...

$13,500,000

Cash Flow: $2,000,000

$13,500,000

Cash Flow: $2,000,000

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Pawn Shop Loan Business Gold Buying Jewelry Owner Financing

St. Louis County, MO

“ Exclusive Opportunity Asking Price: $349,000 This includes the right to transfer ownership of license with FF & E. Inventory: Not Included-This will eliminate one of the variables for the...

$349,000

$349,000

ATM Business For Sale in NYC Nightclubs! ROI $1000-$4000 Monthly

New York, NY

? VERIFIED PROFITS — 100% REAL NUMBERS The photo you see? That’s the actual Manhattan outdoor location — netting $2,000+ every single month, fully verified by processor reports. This isn’t a “maybe.”...

$41,000

Cash Flow: $2,000

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$41,000

Cash Flow: $2,000

B2B Lending Company and Platform for Sale - Turnkey Opportunity!

Acquire this existing, historically profitable small-business financing (MCA) marketplace that helps entrepreneurs across the United States access a range of funding solutions via a streamlined online...

$248,000

$248,000

Cash Flow: $422,560

Residential Appraisal Firm (Cochise County, AZ) | VA/FHA Approved

Sierra Vista, AZ

With more than 30 years of continuous operation, this residential appraisal firm is one of the most established providers in Cochise County. The company performs VA, FHA, USDA, conventional, and...

$170,000

$170,000

Cash Flow: $124,000

Established ATM Route in Northern Colorado - $32K Cash Flow

Longmont, CO

Take advantage of a truly turnkey investment with this established ATM route operating along the highly trafficked I-25 corridor in Northern Colorado. The route features 32 strategically placed...

$134,995

$134,995

Cash Flow: $32,710

Profitable Repossession Company with 16-Year Track Record in Savannah

Savannah, GA

Operating since 2009, this highly reputable repossession and asset recovery company has built a strong presence in the Southeast, servicing Georgia and South Carolina. The business specializes in the...

$925,000

$925,000

Cash Flow: $180,000

Small Business Consulting Firm & Partnership

Holtsville

Discover an Exciting Opportunity to Build Your Own Consulting & Advisory Business Imagine running a business that empowers small and mid-sized companies—the most overlooked yet promising segment in...

$25,000

$25,000

Cash Flow: $209,493

Established Business Funding Franchise!

Houston, TX

Invest in Your Future: Resale Opportunity for Established Business Funding Franchise! Are you ready to step into the world of entrepreneurship with a proven business model? Here's your chance to take...

$15,000

$15,000

Recreational Vehicle Financing Provider

The Company specializes in recreational equipment financing for both individual consumers and dealer partners. The Company provides secure loans and leases with low rates, flexible terms, and fast...

Not Disclosed

EBITDA: $5,932,000

Not Disclosed

EBITDA: $5,932,000

Mortgage Brokerage – 35+ Years, Multistate Licensing, 25+ Lender Contr

Bergen County, NJ

Highly established mortgage brokerage with over 35 years of continuous operations and a strong reputation for compliance, stability, and lender relationships. The company is fully licensed across 3...

$125,000

$125,000

Commission Advance for Realtors Franchise - NJ and NY

New York, NY

Our company is the oldest commission advance company in the country. We provide commission advances for real estate agents and brokers. This is financial company with excellent customer service and an...

$700,000

$700,000

Cash Flow: $400,000

Established Century 21 Franchise for Sale

Suffolk County, NY

NO MONEY DOWN! MUST HAVE A NYS REAL ESTATE BROKERS LICENSE Established Turnkey Century 21 Franchise. Own this globally branded franchise with no money out of pocket! The sale includes branded...

$10,000

$10,000

Established Legal Funding Firm Looking for Partner

New York County, NY

An exceptional opportunity to acquire 50% ownership in a high-growth legal funding firm led by a seasoned founder with three decades of industry experience. Specializing in personal injury, wrongful...

$2,200,000

$2,200,000

Cash Flow: $1,473,572

Gary Martin

Gary Martin and Associates/The Oxford Highland Group

Serving Fulton County, GA

Company The company provides business consulting, valuation services, exit planning, buyer representation services, and retained search engagements for companies planning an exit strategy, selling their business, real estate or acquiring a business as a growth strategy. Gary Martin - President Gary has been involved for many years in all sizes of transactions large and small and in all segments. His early career experience was in the Fortune 100 environment with AT&T, Mead, Sprint and Xerox where he first got his Mergers and Acquisitions experience in a corporate environment. He later became the owner of an International Brokerage Firm with an office in Atlanta. Gary holds an undergraduate degree from Miami University of Ohio and a Master Degree in Business Administration from Central Michigan University. Will King - Dir. Business Development Will is a seasoned sales executive with a research and financial analysis background. His experience has ranged from Fraud Verification to Comparable Value Analysis. He holds a Bachelor’s Degree from Georgia Southern University in Accounting, Business Administration, Economics, Finance, Management and Spanish. He has been licensed to practice since 2016. Kyle Rubis Kyle is highly skilled in growth variance-covariance matrix analysis. He provides Capital Asset Pricing, Net Present Value Modeling for the firm. Kyle is a graduate of The University of Georgia with a Bachelor of Business Administration Degree with honors in Finance. Scott Locher Scott is based in the Dallas office who once worked directly for Gary Martin in corporate America Fortune 100. He has spent time as a financial professional in the public and private sector and brings a wealth of experience to the organization. He is insurance licensed in multiple states. Scott is a frequent speaker, trainer, analyst and exit planner for organizations throughout the south and southwest. Scott’s background and knowledge lends well in the M & A industry as he has first-hand knowledge of the challenges that buyers and sellers of privately held companies face as they plan an exit, retirement or acquisition Education Scott holds a Bachelor of Business Administration Degree from Ohio University

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Established ATM Route in DFW 2830

Tarrant County, TX

ATM route business perfect for someone who wants to work part-time and still maintain a nearly passive income with minimal overhead or office expenses to deal with. The 8 locations are in the...

$70,000

$70,000

Cash Flow: $22,200

Unique Opportunity - New York Commission Advance Firm

New York

This is a unique factoring franchise service where cash is truly king. It is a profitable territory, which can easily be expanded. This firm provides real estate professionals with immediate cash flow...

$350,000

$350,000

Cash Flow: $138,000

Real Estate & Private Lending Opportunity

Iowa

This real estate and private lending opportunity has developed a proven system to identify lucrative deals with a steady and customizable deal flow pipeline. The business focuses on high-margin real...

$995,000

$995,000

Cash Flow: $711,099

Buy or Sell a Lending Business

Banking and lending businesses sold on BizBuySell include a diverse range of financial entities that provide credit without being traditional banks. These include independent mortgage lenders and brokers who specialize in home loans, private lenders and hard money lenders offering flexible, often high-interest loans for real estate or startups, and business funding firms that connect borrowers with investors. Small fintech and online lenders, microfinance institutions, equipment and asset-based lenders, merchant cash advance and factoring companies also sell in this space.

If you are in the market to buy or sell a lending firm, it’s important to understand how these businesses perform financially, and how they are valued in the business for sale market. To help you get started, we have aggregated data from banking and loan business for sale listings to surface typical financials as well as revenue and earnings multiples based on asking prices. These values can provide relevant context when evaluating individual businesses.

 

Market Overview

Median Asking Price  

$287,500

Median Reported Revenue  

$156,919

Median Reported Earnings  

$197,870

Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings.

 

Lending Business Valuation Multiples

Range

Revenue

Earnings (SDE)

Lower Quartile 

1.81

1.42

Median 

1.92

2.06

Upper Quartile 

2.14

3.23

Revenue and earnings multiples based on reported revenue, seller's discretionary earnings, and asking price.

 

Read the Report:

Loans & Lending Business Valuation Benchmarks

 

FAQs

How much does it cost to buy a lending business?

Prices vary depending on the size of the business listed, but the median asking price for loans and lending businesses is $287,500.

How much do lending business owners earn?

Loans and lending business owners report median annual owner earnings of $197,870. These figures are based on businesses that have listed their annual seller's discretionary earnings.

How do I value a lending business?

Valuing any financial services business involves considering several factors, including annual sales, profit, growth (or decline) trends, and demographic trends of the local market. Brokers, business owners, and business buyers will typically rely on valuation multiples to gauge business value relative to similar businesses in the market. Revenue multiples among lending firms listed for sale range from 1.81 to 2.14, with the median at 1.92. Earnings multiples range from 1.42 to 3.23, with the median at 2.06. These values suggest the average lending business in the U.S. may sell for around 1.92 times its annual revenue, and 2.06 times its annual owner’s earnings.

 

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