Georgia
This rural land development company is a profitable, debt-free land development and owner-financing company serving Georgia, South Carolina, and Tennessee since 1969. This turnkey operation...
$13,500,000
Cash Flow: $2,000,000

Georgia
This rural land development company is a profitable, debt-free land development and owner-financing company serving Georgia, South Carolina, and Tennessee since 1969. This turnkey operation...
$13,500,000
Cash Flow: $2,000,000

St. Louis County, MO
“ Exclusive Opportunity Asking Price: $349,000 This includes the right to transfer ownership of license with FF & E. Inventory: Not Included-This will eliminate one of the variables for the...
$349,000
New York, NY
? VERIFIED PROFITS — 100% REAL NUMBERS The photo you see? That’s the actual Manhattan outdoor location — netting $2,000+ every single month, fully verified by processor reports. This isn’t a “maybe.”...
$41,000
Cash Flow: $2,000
Farmville, NC
Online auction: January 12-14, 2026
$150,000 starting bid
Acquire this existing, historically profitable small-business financing (MCA) marketplace that helps entrepreneurs across the United States access a range of funding solutions via a streamlined online...
$248,000
Cash Flow: $422,560
Sierra Vista, AZ
With more than 30 years of continuous operation, this residential appraisal firm is one of the most established providers in Cochise County. The company performs VA, FHA, USDA, conventional, and...
$170,000
Cash Flow: $124,000
Longmont, CO
Take advantage of a truly turnkey investment with this established ATM route operating along the highly trafficked I-25 corridor in Northern Colorado. The route features 32 strategically placed...
$134,995
Cash Flow: $32,710
Savannah, GA
Operating since 2009, this highly reputable repossession and asset recovery company has built a strong presence in the Southeast, servicing Georgia and South Carolina. The business specializes in the...
$925,000
Cash Flow: $180,000
Holtsville
Discover an Exciting Opportunity to Build Your Own Consulting & Advisory Business Imagine running a business that empowers small and mid-sized companies—the most overlooked yet promising segment in...
$25,000
Cash Flow: $209,493
Houston, TX
Invest in Your Future: Resale Opportunity for Established Business Funding Franchise! Are you ready to step into the world of entrepreneurship with a proven business model? Here's your chance to take...
$15,000
Available Nationwide
Finding solutions that save businesses time and money. Promote a risk-free cost saving and expense reduction analysis.
$100,000
Not Disclosed
EBITDA: $5,932,000
Bergen County, NJ
$125,000
New York, NY
$700,000
Suffolk County, NY
$10,000
New York County, NY
$2,200,000
Gary Martin
Gary Martin and Associates/The Oxford Highland Group
Serving Fulton County, GA
Company The company provides business consulting, valuation services, exit planning, buyer representation services, and retained search engagements for companies planning an exit strategy, selling their business, real estate or acquiring a business as a growth strategy. Gary Martin - President Gary has been involved for many years in all sizes of transactions large and small and in all segments. His early career experience was in the Fortune 100 environment with AT&T, Mead, Sprint and Xerox where he first got his Mergers and Acquisitions experience in a corporate environment. He later became the owner of an International Brokerage Firm with an office in Atlanta. Gary holds an undergraduate degree from Miami University of Ohio and a Master Degree in Business Administration from Central Michigan University. Will King - Dir. Business Development Will is a seasoned sales executive with a research and financial analysis background. His experience has ranged from Fraud Verification to Comparable Value Analysis. He holds a Bachelor’s Degree from Georgia Southern University in Accounting, Business Administration, Economics, Finance, Management and Spanish. He has been licensed to practice since 2016. Kyle Rubis Kyle is highly skilled in growth variance-covariance matrix analysis. He provides Capital Asset Pricing, Net Present Value Modeling for the firm. Kyle is a graduate of The University of Georgia with a Bachelor of Business Administration Degree with honors in Finance. Scott Locher Scott is based in the Dallas office who once worked directly for Gary Martin in corporate America Fortune 100. He has spent time as a financial professional in the public and private sector and brings a wealth of experience to the organization. He is insurance licensed in multiple states. Scott is a frequent speaker, trainer, analyst and exit planner for organizations throughout the south and southwest. Scott’s background and knowledge lends well in the M & A industry as he has first-hand knowledge of the challenges that buyers and sellers of privately held companies face as they plan an exit, retirement or acquisition Education Scott holds a Bachelor of Business Administration Degree from Ohio University
Tarrant County, TX
$70,000
New York
$350,000
Iowa
$995,000
Banking and lending businesses sold on BizBuySell include a diverse range of financial entities that provide credit without being traditional banks. These include independent mortgage lenders and brokers who specialize in home loans, private lenders and hard money lenders offering flexible, often high-interest loans for real estate or startups, and business funding firms that connect borrowers with investors. Small fintech and online lenders, microfinance institutions, equipment and asset-based lenders, merchant cash advance and factoring companies also sell in this space.
If you are in the market to buy or sell a lending firm, it’s important to understand how these businesses perform financially, and how they are valued in the business for sale market. To help you get started, we have aggregated data from banking and loan business for sale listings to surface typical financials as well as revenue and earnings multiples based on asking prices. These values can provide relevant context when evaluating individual businesses.
Market Overview
|
Median Asking Price |
$287,500 |
|
Median Reported Revenue |
$156,919 |
|
Median Reported Earnings |
$197,870 |
|
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings. |
|
Lending Business Valuation Multiples
|
Range |
Revenue |
Earnings (SDE) |
|
Lower Quartile |
1.81 |
1.42 |
|
Median |
1.92 |
2.06 |
|
Upper Quartile |
2.14 |
3.23 |
|
Revenue and earnings multiples based on reported revenue, seller's discretionary earnings, and asking price. |
||
Read the Report:
Loans & Lending Business Valuation Benchmarks
FAQs
How much does it cost to buy a lending business?
Prices vary depending on the size of the business listed, but the median asking price for loans and lending businesses is $287,500.
How much do lending business owners earn?
Loans and lending business owners report median annual owner earnings of $197,870. These figures are based on businesses that have listed their annual seller's discretionary earnings.
How do I value a lending business?
Valuing any financial services business involves considering several factors, including annual sales, profit, growth (or decline) trends, and demographic trends of the local market. Brokers, business owners, and business buyers will typically rely on valuation multiples to gauge business value relative to similar businesses in the market. Revenue multiples among lending firms listed for sale range from 1.81 to 2.14, with the median at 1.92. Earnings multiples range from 1.42 to 3.23, with the median at 2.06. These values suggest the average lending business in the U.S. may sell for around 1.92 times its annual revenue, and 2.06 times its annual owner’s earnings.
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